Driving a classic car is often done out of pure passion. How cool is it to drive a beautiful oldtimer as a true enthusiast? Everyone can imagine that. As with the fact that it is also important to think about insuring the car. Because just like with a new car, you want to be sure that you can fall back on something when something happens to your oldtimer. But to ensure a classic car, special conditions apply. In this article, we tell you exactly what you should pay attention to when insuring a classic car.
An special one insurance in front of vintage cars:
If you want to take out car insurance, it is usually especially important that you determine in advance which insurance best suits the way you use your car. But with an old-timer, it is almost always advisable to immediately look for special insurance for old-timers. Not only is such special old-timer insurance often much cheaper, but you can also ensure the appraised value of your car with it. When you look for regular car insurance, the insurance company will only look at the current market value or the original replacement value.
car if old timer to ensure
There are certain conditions that you must meet in order to make use of special insurance for old-timers instead of using normal car insurance for your car. For example, it is often the case that you are not allowed to drive more than 5000-7500 kilometers per year and you usually have to be a member of the FEHAC (Federation Historical Automobile and Motorcycle Club). These are often the conditions that apply everywhere, but different conditions still apply for each specific insurance. You can think of the way the car is used up to the age of the driver. So always read the conditions carefully.
When is An car Anold-timer?
Before you even start looking for suitable old-timer insurance, it is useful to first check whether your car is covered by the old-timers. The special thing is that this differs per insurer and per car. For some insurers, your car is already a classic car if it is between 12 and 15 years old. Others use the age of 20 or even 25 years and older.
If you want to ensure your old-timer, it is, therefore, advisable to look for special insurance and to compare the different conditions of all insurance policies. This way you make the best choice for your specific situation!